Did you know that the average homeowner only files a home insurance claim once every eight to 10 years? This means that while it’s very important to have home insurance, many people are overpaying by having high monthly premiums. This is frequently because when they got their home insurance online they bought a policy with a low deductible.
For many people, it makes sense to get a new home owner insurance quote for a higher deductible to see what the results will be. Many times, the answer is that by increasing their deductible, they can significantly decrease the amount they pay each month on their premiums. This could be as much as 25 percent or more each month.
Considering that many home insurance claims are for more than either a $500 or $1,000 deductible, the little money you save when you make your claim will be outweighed by what you save each month. And with the ability to get free home insurance quotes from reputable sites like HomeInsuranceQuotes.us, there’s no reason not to see what you could save.